Business insurance is designed to protect your business form a financial loss. Often referred to as BOP, a business owner’s policy rolls multiple types of insurance into a single policy, usually at a lower cost than buying each type of insurance individually.  A business owner’s policy might include business property, business interruption and general liability coverage.  General liability helps protect your business if someone is hurt at your place of business or if injuries/damage result from the use of your products/services. Most general liability policies cover medical costs, as well as legal defense expenses if your business is used.   Business Property covers loss and damage to leased or owned company property resulting from a variety of events, such as fire, burst water pipe, or a storm. Business property insurance can help protect your building, an outdoor sign, furniture and equipment, your inventory, your fence, or others property.  Depending on the nature of your business you will need someone to help  you consider what is essential for your business coverage.