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Worker’s comp 2017-12-07T15:54:40+00:00


Workers compensation covers your employees if they become ill or injured while working on the job. Benefits can address medical care, retraining, lost income, and compensation for permanent disability. Workers compensation provides payments regardless who is at fault. Workers compensation helps safeguard businesses so that they won’t be financially crippled with costly disputes, but can still address and correct the issue at hand.

Workers’ compensation is calculated in relation to your business’ payroll. Workers’ compensation costs can vary considerably based on location and the specific occupation. Occupations that have a high risk will naturally be more expensive to insure than occupations where risk is small.

It’s important to always make sure you’re compliant with state regulations, as failure to meet requirements can bring penalties. Despite costs associated with your workers’ compensation policy, having one in place can save you significant money in the long run. It will be easier to manage profits and losses by reducing your
out-of-pocket financial liability in the event of an employee injury.