This is an additional layer of liability insurance to better protect  your business assets.  When the underlying policy limits have been reached after a claim, the Umbrella kicks in and provides additional liability protection.  Our Agency also offers Professional Liability protection. With lawsuits continually on the rise, professionals offering services need a lot of protection. One client’s dissatisfaction can turn quickly from allegation to litigation, resulting in potentially devastating consequences – financial and otherwise.   Professional Liability insurance has been designed to address the damage commonly incurred by wrongful acts, such as negligence, errors and omissions, defamation, and others.